Consolidating private student loans calculator

There is a limit to the amount of loan data that we can display, and your loan information exceeds that limit.

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To obtain payment estimates for your spouse's loan(s), your spouse may sign-in and/or use this tool to estimate payments for his/her loans separately.

Close Adjusted Gross Income is an individual (or couple's) total taxable income minus specific reductions.

If you have already been repaying your federal student loan(s) and want to explore the Standard, Graduated, or Extended repayment plans, we recommend contacting your loan servicer to explore the best repayment option for you.

You can still use the Repayment Estimator to help you estimate your monthly payments, but the payment estimates will be less accurate the longer you've been in repayment.

Close When we estimate your payments for each repayment plan, we include only the loans that are eligible for that repayment plan.

You can check which loans are eligible for which repayment plans by expanding the loan categories in "Your Loans" above.For all plans, family size also includes other people only if they live with you now, receive more than half their support from you now, and will continue to receive this support for the year that you certify your family size.Support includes money, gifts, loans, housing, food, clothes, car, medical and dental care, and payment of college costs.To access information on your federal student loans that are not automatically populated for you, check the National Student Loan Data System at *Some of your loans might not be eligible for this repayment plan, check the repayment plan eligibility information below or ask your servicer for more information.If some of your loans aren't eligible for a repayment plan, the estimate for that repayment will not reflect the total amount that you'll repay on all of your federal student loans.

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