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In Australia, premiums paid through superannuation fund are taxable.In many other cases, premiums do not come under the ambit of taxation laws.

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These include riots, commotion, suicide and many other similar things.

The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.

At the same time, it also provides peace of mind to the living person.

He or she knows that his family or dependents won’t have to bear any hardships even if he dies.

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Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

Life insurance is about providing protection to the dependents.

The insurance companies insure a person in exchange for regular premiums.

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